2016 has been something of a rollercoaster ride in the world of pension transfers, with changes proposed and imposed by the authorities in both Britain and New Zealand.
 
Most recently, Chancellor of the Exchequer, Phillip Hammond, used his Autumn Statement to announce "sweeping changes" to the UK's pensions legislation. These were formalised in a draft Finance Bill issued on 5th December.

In the third of three blogs, British expat Lizzie Brandon talks about her joy at being accepted as an official New Zealander.
 
On 15th August this year, my husband Sean and I took the final steps on our journey to NZ Citizenship. Our Citizenship ceremony at the Bruce Mason Centre, Takapuna was a genuinely emotional experience. 

As a Permanent Resident of NZ you already have the right to vote, plus a few other entitlements only reserved for the citizens of some countries. Our MC told us therefore that to apply for Citizenship was a decision lead by the heart rather than the head. I got a bit teary.